Blog


Jul

10

2024
The Premier Bucket Strategy

The Premier Bucket Strategy

Planning is essential as you make the transition from accumulating assets to creating a retirement income stream. One powerful approach that can help you visualize how your investments are working for you during this process is the Premier Bucket Strategy. This strategy divides your investments into four distinct categories or “buckets,” each tailored to specific financial needs and time horizons. Let’s delve into each bucket...

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Jul

02

2024
Conduct A Mid-Year Financial Review

Conduct A Mid-Year Financial Review

2024 is halfway over, and now is an excellent time to conduct a mid-year financial review. This proactive step helps you stay on track with your financial goals and allows you to make any necessary adjustments. Here are 7 steps you can take now to review your finances: 1. Review Your Budget Analyze Spending: Examine your expenses for the first half of the year. Identify...

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Jun

25

2024
Navigating The Three Phases of Retirement

Navigating The Three Phases of Retirement

Retirement is not a one-size-fits-all journey but rather a series of stages that individuals navigate over time. Understanding and planning for the distinct phases of retirement—the Go-Go, Slow-Go, and No-Go phases—can help ensure a comfortable and financially confident retirement. Here’s a detailed look at each phase, along with tips on how to plan and navigate them effectively. The Go-Go Phase The Go-Go phase is the...

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Jun

20

2024
Why You Need a Financial Plan – Even If You Don’t Plan to Retire

Why You Need a Financial Plan – Even If You Don’t Plan to Retire

Financial planning is often synonymous with retirement preparation. However, it remains crucial even if you don’t plan on retiring or foresee a traditional retirement. A comprehensive financial plan not only prepares you for retirement but can provide a higher sense of financial confidence throughout your life. Here’s why financial planning is essential, even if you don’t plan on retiring. Handling Life’s Unexpected Events: Life is...

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Mar

25

2024
Maximizing Your Retirement Savings: Making Previous Year IRA Contributions

Maximizing Your Retirement Savings: Making Previous Year IRA Contributions

At Premier Investments & Wealth Management, our goal is to empower you to take control of your financial future. In today’s post, we’re diving into a powerful strategy for boosting your retirement savings: making previous year contributions to Individual Retirement Accounts (IRAs) and Roth IRAs. Whether you’re just starting your retirement savings journey or looking to optimize your existing accounts, this tactic can offer significant...

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Mar

20

2024
Your Tax Refund: 4 Smart Financial Moves to Consider

Your Tax Refund: 4 Smart Financial Moves to Consider

Tax season often brings a mix of emotions, but one thing that can put a smile on your face is receiving a tax refund. Whether it’s a small windfall or a substantial sum, your tax refund presents an opportunity to make meaningful strides toward your financial goals. In this post, we’ll explore four smart ways to make the most of your tax refund, from building...

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